MH · Hypothecation Removal

Remove Hypothecation from RC in Maharashtra

Full guide to clear the HPA endorsement from your Registration Certificate in Maharashtra — Form 35 process, fees, bank NOC template, and all 60 RTOs handling hypothecation termination.

State Code

RTO Offices

Total Fee

₹300–₹500

Timeline

7–15 days

State Transport Portal

https://transport.maharashtra.gov.in

Visit state portal →

National Portal

parivahan.gov.in

Apply on Parivahan →

Hypothecation Removal Process in Maharashtra

1
Close the loan & get bank NOC
Pay the final EMI on your vehicle loan, then request an NOC from your bank / NBFC. See our bank NOC guide for application steps and bank-wise timelines.
2
Download / collect Form 35
Available on parivahan.gov.in under Downloadable Forms, or at any RTO reception desk. Three copies — two signed by the financier, one by the owner.
3
Apply online (fastest) or at RTO
Online: parivahan.gov.in → Vehicle Related Services → Select Maharashtra → Hypothecation Termination. Offline: visit your registering RTO.
4
Upload / submit documents
Form 35, original NOC from bank, RC, valid insurance, PUC, Aadhaar/PAN, address proof, and (if applicable) affidavit for lost documents.
5
Pay the fee
Approx ₹100 (HPA termination) + ₹200 (smart-card RC). Card, net-banking, or UPI accepted.
6
RTO verification
RTO cross-verifies NOC with the bank's records (many states now verify digitally via Vahan).
7
Receive updated RC
New plastic RC without HPA endorsement is dispatched to your registered address within 7–15 working days in Maharashtra.

Documents Required in Maharashtra

✓Filled Form 35 (2 copies)
✓Original bank NOC on letterhead
✓Original RC
✓Valid vehicle insurance certificate
✓Valid PUC certificate
✓Owner's Aadhaar + PAN
✓Proof of address in Maharashtra
✓Two passport photographs
✓Form 20 (in some RTOs)
✓Challan clearance certificate

RTO Offices in Maharashtra Handling Hypothecation Termination

Showing 16 of 60 RTO offices in Maharashtra. All offices process Form 35 for HPA removal.

MH-01

Mumbai Central

Mumbai Central, Maharashtra

MH-02

Mumbai West

Mumbai West, Maharashtra

MH-03

Mumbai East

Mumbai East, Maharashtra

MH-04

Thane

Thane, Maharashtra

MH-05

Kalyan, Thane District

Kalyan, Thane District, Maharashtra

MH-06

Raigad

Raigad, Maharashtra

MH-07

Sindhudurg

Sindhudurg, Maharashtra

MH-08

Ratnagiri

Ratnagiri, Maharashtra

MH-09

Kolhapur

Kolhapur, Maharashtra

MH-10

Sangli

Sangli, Maharashtra

MH-11

Satara

Satara, Maharashtra

MH-12

Pune

Pune, Maharashtra

MH-13

Solapur

Solapur, Maharashtra

MH-14

Pimpri-Chinchwad, Pune District

Pimpri-Chinchwad, Pune District, Maharashtra

MH-15

Nashik

Nashik, Maharashtra

MH-16

Ahilyanagar

Ahilyanagar, Maharashtra

View all 60 RTOs in Maharashtra →

⚠️ Penalties in Maharashtra for Delay

• NOC becomes stale after 90 days — fresh NOC may be required.
• Vehicle sale / transfer cannot be registered while HPA is active.
• Cross-state re-registration blocked — relevant if you're moving out of Maharashtra.
• Insurance claim payouts may default to the financier.

Hypothecation FAQs — Maharashtra

Where do I remove hypothecation from my RC in Maharashtra?

You can apply either at the RTO where your vehicle is registered in Maharashtra, or online on parivahan.gov.in / https://transport.maharashtra.gov.in. There are 60 RTO offices across Maharashtra that process hypothecation termination.

What is the fee to remove HPA from RC in Maharashtra?

The standard fee in Maharashtra is ₹100 for hypothecation termination (Form 35) + ₹200 for the new smart-card RC. Some RTOs add a small service charge, bringing the total to around ₹300–₹500.

How long does HPA removal take in Maharashtra?

Most Maharashtra RTOs complete hypothecation termination in 7–15 working days from document submission. Online Parivahan applications are usually faster than walk-in visits.

Which forms are required in Maharashtra to remove hypothecation?

You need Form 35 (Notice of Termination of Hypothecation) in duplicate, the bank NOC in original, your RC, valid insurance, PUC, and ID/address proof. If you also want to transfer ownership, add Form 29 and Form 30.

Can I remove hypothecation online in Maharashtra?

Yes. Maharashtra is integrated with Parivahan Sewa. Visit parivahan.gov.in → Online Services → Vehicle Related Services → select Maharashtra → Hypothecation Termination. Upload scanned NOC and documents, pay online, and track the application status.

What is the Maharashtra state transport portal?

Maharashtra uses https://transport.maharashtra.gov.in as its state transport portal, alongside Parivahan Sewa. Some state-specific services — like slot booking and physical inspection — are available only on the state portal.

Who do I contact for hypothecation help in Maharashtra?

Maharashtra Transport Department helpline: 022-22621002. You can also email or visit your registering RTO office for escalation.