AS · Hypothecation Removal

Remove Hypothecation from RC in Assam

Full guide to clear the HPA endorsement from your Registration Certificate in Assam — Form 35 process, fees, bank NOC template, and all 32 RTOs handling hypothecation termination.

State Code

RTO Offices

Total Fee

₹300–₹500

Timeline

7–15 days

State Transport Portal

https://transport.assam.gov.in

Visit state portal →

National Portal

parivahan.gov.in

Apply on Parivahan →

Hypothecation Removal Process in Assam

1
Close the loan & get bank NOC
Pay the final EMI on your vehicle loan, then request an NOC from your bank / NBFC. See our bank NOC guide for application steps and bank-wise timelines.
2
Download / collect Form 35
Available on parivahan.gov.in under Downloadable Forms, or at any RTO reception desk. Three copies — two signed by the financier, one by the owner.
3
Apply online (fastest) or at RTO
Online: parivahan.gov.in → Vehicle Related Services → Select Assam → Hypothecation Termination. Offline: visit your registering RTO.
4
Upload / submit documents
Form 35, original NOC from bank, RC, valid insurance, PUC, Aadhaar/PAN, address proof, and (if applicable) affidavit for lost documents.
5
Pay the fee
Approx ₹100 (HPA termination) + ₹200 (smart-card RC). Card, net-banking, or UPI accepted.
6
RTO verification
RTO cross-verifies NOC with the bank's records (many states now verify digitally via Vahan).
7
Receive updated RC
New plastic RC without HPA endorsement is dispatched to your registered address within 7–15 working days in Assam.

Documents Required in Assam

✓Filled Form 35 (2 copies)
✓Original bank NOC on letterhead
✓Original RC
✓Valid vehicle insurance certificate
✓Valid PUC certificate
✓Owner's Aadhaar + PAN
✓Proof of address in Assam
✓Two passport photographs
✓Form 20 (in some RTOs)
✓Challan clearance certificate

RTO Offices in Assam Handling Hypothecation Termination

Showing 16 of 32 RTO offices in Assam. All offices process Form 35 for HPA removal.

AS-01

Guwahati

Guwahati, Assam

AS-02

Nagaon

Nagaon, Assam

AS-03

Jorhat

Jorhat, Assam

AS-04

Sivasagar

Sivasagar, Assam

AS-05

Golaghat

Golaghat, Assam

AS-06

Dibrugarh

Dibrugarh, Assam

AS-07

Lakhimpur

Lakhimpur, Assam

AS-08

Haflong

Haflong, Assam

AS-09

Karbi Anglong

Karbi Anglong, Assam

AS-10

Karimganj

Karimganj, Assam

AS-11

Silchar

Silchar, Assam

AS-12

Tezpur

Tezpur, Assam

AS-13

Darrang

Darrang, Assam

AS-14

Nalbari

Nalbari, Assam

AS-15

Barpeta

Barpeta, Assam

AS-16

Kokrajhar

Kokrajhar, Assam

View all 32 RTOs in Assam →

⚠️ Penalties in Assam for Delay

• NOC becomes stale after 90 days — fresh NOC may be required.
• Vehicle sale / transfer cannot be registered while HPA is active.
• Cross-state re-registration blocked — relevant if you're moving out of Assam.
• Insurance claim payouts may default to the financier.

Hypothecation FAQs — Assam

Where do I remove hypothecation from my RC in Assam?

You can apply either at the RTO where your vehicle is registered in Assam, or online on parivahan.gov.in / https://transport.assam.gov.in. There are 32 RTO offices across Assam that process hypothecation termination.

What is the fee to remove HPA from RC in Assam?

The standard fee in Assam is ₹100 for hypothecation termination (Form 35) + ₹200 for the new smart-card RC. Some RTOs add a small service charge, bringing the total to around ₹300–₹500.

How long does HPA removal take in Assam?

Most Assam RTOs complete hypothecation termination in 7–15 working days from document submission. Online Parivahan applications are usually faster than walk-in visits.

Which forms are required in Assam to remove hypothecation?

You need Form 35 (Notice of Termination of Hypothecation) in duplicate, the bank NOC in original, your RC, valid insurance, PUC, and ID/address proof. If you also want to transfer ownership, add Form 29 and Form 30.

Can I remove hypothecation online in Assam?

Yes. Assam is integrated with Parivahan Sewa. Visit parivahan.gov.in → Online Services → Vehicle Related Services → select Assam → Hypothecation Termination. Upload scanned NOC and documents, pay online, and track the application status.

What is the Assam state transport portal?

Assam uses https://transport.assam.gov.in as its state transport portal, alongside Parivahan Sewa. Some state-specific services — like slot booking and physical inspection — are available only on the state portal.

Who do I contact for hypothecation help in Assam?

Assam Transport Department helpline: 0361-2540138. You can also email or visit your registering RTO office for escalation.