DL · Hypothecation Removal

Remove Hypothecation from RC in Delhi

Full guide to clear the HPA endorsement from your Registration Certificate in Delhi — Form 35 process, fees, bank NOC template, and all 13 RTOs handling hypothecation termination.

State Code

RTO Offices

Total Fee

₹300–₹500

Timeline

7–15 days

State Transport Portal

https://transport.delhi.gov.in

Visit state portal →

National Portal

parivahan.gov.in

Apply on Parivahan →

Hypothecation Removal Process in Delhi

1
Close the loan & get bank NOC
Pay the final EMI on your vehicle loan, then request an NOC from your bank / NBFC. See our bank NOC guide for application steps and bank-wise timelines.
2
Download / collect Form 35
Available on parivahan.gov.in under Downloadable Forms, or at any RTO reception desk. Three copies — two signed by the financier, one by the owner.
3
Apply online (fastest) or at RTO
Online: parivahan.gov.in → Vehicle Related Services → Select Delhi → Hypothecation Termination. Offline: visit your registering RTO.
4
Upload / submit documents
Form 35, original NOC from bank, RC, valid insurance, PUC, Aadhaar/PAN, address proof, and (if applicable) affidavit for lost documents.
5
Pay the fee
Approx ₹100 (HPA termination) + ₹200 (smart-card RC). Card, net-banking, or UPI accepted.
6
RTO verification
RTO cross-verifies NOC with the bank's records (many states now verify digitally via Vahan).
7
Receive updated RC
New plastic RC without HPA endorsement is dispatched to your registered address within 7–15 working days in Delhi.

Documents Required in Delhi

✓Filled Form 35 (2 copies)
✓Original bank NOC on letterhead
✓Original RC
✓Valid vehicle insurance certificate
✓Valid PUC certificate
✓Owner's Aadhaar + PAN
✓Proof of address in Delhi
✓Two passport photographs
✓Form 20 (in some RTOs)
✓Challan clearance certificate

RTO Offices in Delhi Handling Hypothecation Termination

Showing 13 of 13 RTO offices in Delhi. All offices process Form 35 for HPA removal.

DL-1

Mall Road, Vishwavidyalaya

Mall Road, Vishwavidyalaya, Delhi

DL-10

Raja Garden

Raja Garden, Delhi

DL-11

DTC Depot, Rohini

DTC Depot, Rohini, Delhi

DL-12

DTC Depot, Vasant Vihar

DTC Depot, Vasant Vihar, Delhi

DL-13

CBD Ground, Surajmal Vihar

CBD Ground, Surajmal Vihar, Delhi

DL-2

Indraprastha Depot

Indraprastha Depot, Delhi

DL-3

DDA Market, Sheikh Sarai

DDA Market, Sheikh Sarai, Delhi

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Janakpuri

Janakpuri, Delhi

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Loni Road, Shahdara

Loni Road, Shahdara, Delhi

DL-6

ISBT Sarai Kale Khan

ISBT Sarai Kale Khan, Delhi

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DTC Depot, Mayur Vihar

DTC Depot, Mayur Vihar, Delhi

DL-8

DTC Depot, Wazirpur

DTC Depot, Wazirpur, Delhi

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Sector-10, Dwarka

Sector-10, Dwarka, Delhi

⚠️ Penalties in Delhi for Delay

• NOC becomes stale after 90 days — fresh NOC may be required.
• Vehicle sale / transfer cannot be registered while HPA is active.
• Cross-state re-registration blocked — relevant if you're moving out of Delhi.
• Insurance claim payouts may default to the financier.

Hypothecation FAQs — Delhi

Where do I remove hypothecation from my RC in Delhi?

You can apply either at the RTO where your vehicle is registered in Delhi, or online on parivahan.gov.in / https://transport.delhi.gov.in. There are 13 RTO offices across Delhi that process hypothecation termination.

What is the fee to remove HPA from RC in Delhi?

The standard fee in Delhi is ₹100 for hypothecation termination (Form 35) + ₹200 for the new smart-card RC. Some RTOs add a small service charge, bringing the total to around ₹300–₹500.

How long does HPA removal take in Delhi?

Most Delhi RTOs complete hypothecation termination in 7–15 working days from document submission. Online Parivahan applications are usually faster than walk-in visits.

Which forms are required in Delhi to remove hypothecation?

You need Form 35 (Notice of Termination of Hypothecation) in duplicate, the bank NOC in original, your RC, valid insurance, PUC, and ID/address proof. If you also want to transfer ownership, add Form 29 and Form 30.

Can I remove hypothecation online in Delhi?

Yes. Delhi is integrated with Parivahan Sewa. Visit parivahan.gov.in → Online Services → Vehicle Related Services → select Delhi → Hypothecation Termination. Upload scanned NOC and documents, pay online, and track the application status.

What is the Delhi state transport portal?

Delhi uses https://transport.delhi.gov.in as its state transport portal, alongside Parivahan Sewa. Some state-specific services — like slot booking and physical inspection — are available only on the state portal.

Who do I contact for hypothecation help in Delhi?

Delhi Transport Department helpline: 011-23930984. You can also email or visit your registering RTO office for escalation.