AP · Hypothecation Removal

Remove Hypothecation from RC in Andhra Pradesh

Full guide to clear the HPA endorsement from your Registration Certificate in Andhra Pradesh — Form 35 process, fees, bank NOC template, and all 17 RTOs handling hypothecation termination.

State Code

RTO Offices

Total Fee

₹300–₹500

Timeline

7–15 days

State Transport Portal

https://transport.ap.gov.in

Visit state portal →

National Portal

parivahan.gov.in

Apply on Parivahan →

Hypothecation Removal Process in Andhra Pradesh

1
Close the loan & get bank NOC
Pay the final EMI on your vehicle loan, then request an NOC from your bank / NBFC. See our bank NOC guide for application steps and bank-wise timelines.
2
Download / collect Form 35
Available on parivahan.gov.in under Downloadable Forms, or at any RTO reception desk. Three copies — two signed by the financier, one by the owner.
3
Apply online (fastest) or at RTO
Online: parivahan.gov.in → Vehicle Related Services → Select Andhra Pradesh → Hypothecation Termination. Offline: visit your registering RTO.
4
Upload / submit documents
Form 35, original NOC from bank, RC, valid insurance, PUC, Aadhaar/PAN, address proof, and (if applicable) affidavit for lost documents.
5
Pay the fee
Approx ₹100 (HPA termination) + ₹200 (smart-card RC). Card, net-banking, or UPI accepted.
6
RTO verification
RTO cross-verifies NOC with the bank's records (many states now verify digitally via Vahan).
7
Receive updated RC
New plastic RC without HPA endorsement is dispatched to your registered address within 7–15 working days in Andhra Pradesh.

Documents Required in Andhra Pradesh

✓Filled Form 35 (2 copies)
✓Original bank NOC on letterhead
✓Original RC
✓Valid vehicle insurance certificate
✓Valid PUC certificate
✓Owner's Aadhaar + PAN
✓Proof of address in Andhra Pradesh
✓Two passport photographs
✓Form 20 (in some RTOs)
✓Challan clearance certificate

RTO Offices in Andhra Pradesh Handling Hypothecation Termination

Showing 16 of 17 RTO offices in Andhra Pradesh. All offices process Form 35 for HPA removal.

AP-02

Anantapur

Anantapur, Andhra Pradesh

AP-03

Chittoor

Chittoor, Andhra Pradesh

AP-04

YSR Kadapa

Kadapa, Andhra Pradesh

AP-05

East Godavari (Kakinada)

Kakinada, Andhra Pradesh

AP-07

Guntur

Guntur, Andhra Pradesh

AP-16

NTR (Vijayawada)

Vijayawada, Andhra Pradesh

AP-18

Andhra Pradesh Police

Andhra Pradesh Police, Andhra Pradesh

AP-21

Kurnool

Kurnool, Andhra Pradesh

AP-26

Nellore

Nellore, Andhra Pradesh

AP-27

Prakasam (Ongole)

Ongole, Andhra Pradesh

AP-30

Srikakulam

Srikakulam, Andhra Pradesh

AP-31

Visakhapatnam

Visakhapatnam, Andhra Pradesh

AP-35

Vizianagaram

Vizianagaram, Andhra Pradesh

AP-37

West Godavari (Eluru)

Eluru, Andhra Pradesh

AP-39

Statewide series (Vijayawada)

Vijayawada, Andhra Pradesh

AP-40

Statewide series

Andhra Pradesh

View all 17 RTOs in Andhra Pradesh →

⚠️ Penalties in Andhra Pradesh for Delay

• NOC becomes stale after 90 days — fresh NOC may be required.
• Vehicle sale / transfer cannot be registered while HPA is active.
• Cross-state re-registration blocked — relevant if you're moving out of Andhra Pradesh.
• Insurance claim payouts may default to the financier.

Hypothecation FAQs — Andhra Pradesh

Where do I remove hypothecation from my RC in Andhra Pradesh?

You can apply either at the RTO where your vehicle is registered in Andhra Pradesh, or online on parivahan.gov.in / https://transport.ap.gov.in. There are 17 RTO offices across Andhra Pradesh that process hypothecation termination.

What is the fee to remove HPA from RC in Andhra Pradesh?

The standard fee in Andhra Pradesh is ₹100 for hypothecation termination (Form 35) + ₹200 for the new smart-card RC. Some RTOs add a small service charge, bringing the total to around ₹300–₹500.

How long does HPA removal take in Andhra Pradesh?

Most Andhra Pradesh RTOs complete hypothecation termination in 7–15 working days from document submission. Online Parivahan applications are usually faster than walk-in visits.

Which forms are required in Andhra Pradesh to remove hypothecation?

You need Form 35 (Notice of Termination of Hypothecation) in duplicate, the bank NOC in original, your RC, valid insurance, PUC, and ID/address proof. If you also want to transfer ownership, add Form 29 and Form 30.

Can I remove hypothecation online in Andhra Pradesh?

Yes. Andhra Pradesh is integrated with Parivahan Sewa. Visit parivahan.gov.in → Online Services → Vehicle Related Services → select Andhra Pradesh → Hypothecation Termination. Upload scanned NOC and documents, pay online, and track the application status.

What is the Andhra Pradesh state transport portal?

Andhra Pradesh uses https://transport.ap.gov.in as its state transport portal, alongside Parivahan Sewa. Some state-specific services — like slot booking and physical inspection — are available only on the state portal.

Who do I contact for hypothecation help in Andhra Pradesh?

Andhra Pradesh Transport Department helpline: 0866-2570500. You can also email or visit your registering RTO office for escalation.