MP · Hypothecation Removal

Remove Hypothecation from RC in Madhya Pradesh

Full guide to clear the HPA endorsement from your Registration Certificate in Madhya Pradesh — Form 35 process, fees, bank NOC template, and all 58 RTOs handling hypothecation termination.

State Code

RTO Offices

Total Fee

₹300–₹500

Timeline

7–15 days

State Transport Portal

https://transport.mp.gov.in

Visit state portal →

National Portal

parivahan.gov.in

Apply on Parivahan →

Hypothecation Removal Process in Madhya Pradesh

1
Close the loan & get bank NOC
Pay the final EMI on your vehicle loan, then request an NOC from your bank / NBFC. See our bank NOC guide for application steps and bank-wise timelines.
2
Download / collect Form 35
Available on parivahan.gov.in under Downloadable Forms, or at any RTO reception desk. Three copies — two signed by the financier, one by the owner.
3
Apply online (fastest) or at RTO
Online: parivahan.gov.in → Vehicle Related Services → Select Madhya Pradesh → Hypothecation Termination. Offline: visit your registering RTO.
4
Upload / submit documents
Form 35, original NOC from bank, RC, valid insurance, PUC, Aadhaar/PAN, address proof, and (if applicable) affidavit for lost documents.
5
Pay the fee
Approx ₹100 (HPA termination) + ₹200 (smart-card RC). Card, net-banking, or UPI accepted.
6
RTO verification
RTO cross-verifies NOC with the bank's records (many states now verify digitally via Vahan).
7
Receive updated RC
New plastic RC without HPA endorsement is dispatched to your registered address within 7–15 working days in Madhya Pradesh.

Documents Required in Madhya Pradesh

✓Filled Form 35 (2 copies)
✓Original bank NOC on letterhead
✓Original RC
✓Valid vehicle insurance certificate
✓Valid PUC certificate
✓Owner's Aadhaar + PAN
✓Proof of address in Madhya Pradesh
✓Two passport photographs
✓Form 20 (in some RTOs)
✓Challan clearance certificate

RTO Offices in Madhya Pradesh Handling Hypothecation Termination

Showing 16 of 58 RTO offices in Madhya Pradesh. All offices process Form 35 for HPA removal.

MP-01

Bhopal

Bhopal, Madhya Pradesh

MP-02

Bhopal

Bhopal, Madhya Pradesh

MP-03

Bhopal

Bhopal, Madhya Pradesh

MP-04

Bhopal

Bhopal, Madhya Pradesh

MP-05

Hoshangabad

Hoshangabad, Madhya Pradesh

MP-06

Morena

Morena, Madhya Pradesh

MP-07

Gwalior

Gwalior, Madhya Pradesh

MP-08

Guna

Guna, Madhya Pradesh

MP-09

Indore

Indore, Madhya Pradesh

MP-10

Khargone

Khargone, Madhya Pradesh

MP-11

Dhar

Dhar, Madhya Pradesh

MP-12

Khandwa

Khandwa, Madhya Pradesh

MP-13

Ujjain

Ujjain, Madhya Pradesh

MP-14

Mandsaur

Mandsaur, Madhya Pradesh

MP-15

Sagar

Sagar, Madhya Pradesh

MP-16

Chhatarpur

Chhatarpur, Madhya Pradesh

View all 58 RTOs in Madhya Pradesh →

⚠️ Penalties in Madhya Pradesh for Delay

• NOC becomes stale after 90 days — fresh NOC may be required.
• Vehicle sale / transfer cannot be registered while HPA is active.
• Cross-state re-registration blocked — relevant if you're moving out of Madhya Pradesh.
• Insurance claim payouts may default to the financier.

Hypothecation FAQs — Madhya Pradesh

Where do I remove hypothecation from my RC in Madhya Pradesh?

You can apply either at the RTO where your vehicle is registered in Madhya Pradesh, or online on parivahan.gov.in / https://transport.mp.gov.in. There are 58 RTO offices across Madhya Pradesh that process hypothecation termination.

What is the fee to remove HPA from RC in Madhya Pradesh?

The standard fee in Madhya Pradesh is ₹100 for hypothecation termination (Form 35) + ₹200 for the new smart-card RC. Some RTOs add a small service charge, bringing the total to around ₹300–₹500.

How long does HPA removal take in Madhya Pradesh?

Most Madhya Pradesh RTOs complete hypothecation termination in 7–15 working days from document submission. Online Parivahan applications are usually faster than walk-in visits.

Which forms are required in Madhya Pradesh to remove hypothecation?

You need Form 35 (Notice of Termination of Hypothecation) in duplicate, the bank NOC in original, your RC, valid insurance, PUC, and ID/address proof. If you also want to transfer ownership, add Form 29 and Form 30.

Can I remove hypothecation online in Madhya Pradesh?

Yes. Madhya Pradesh is integrated with Parivahan Sewa. Visit parivahan.gov.in → Online Services → Vehicle Related Services → select Madhya Pradesh → Hypothecation Termination. Upload scanned NOC and documents, pay online, and track the application status.

What is the Madhya Pradesh state transport portal?

Madhya Pradesh uses https://transport.mp.gov.in as its state transport portal, alongside Parivahan Sewa. Some state-specific services — like slot booking and physical inspection — are available only on the state portal.

Who do I contact for hypothecation help in Madhya Pradesh?

Madhya Pradesh Transport Department helpline: 0755-2551289. You can also email or visit your registering RTO office for escalation.