HP · Hypothecation Removal

Remove Hypothecation from RC in Himachal Pradesh

Full guide to clear the HPA endorsement from your Registration Certificate in Himachal Pradesh — Form 35 process, fees, bank NOC template, and all 97 RTOs handling hypothecation termination.

State Code

RTO Offices

Total Fee

₹300–₹500

Timeline

7–15 days

State Transport Portal

https://himachal.nic.in/transport

Visit state portal →

National Portal

parivahan.gov.in

Apply on Parivahan →

Hypothecation Removal Process in Himachal Pradesh

1
Close the loan & get bank NOC
Pay the final EMI on your vehicle loan, then request an NOC from your bank / NBFC. See our bank NOC guide for application steps and bank-wise timelines.
2
Download / collect Form 35
Available on parivahan.gov.in under Downloadable Forms, or at any RTO reception desk. Three copies — two signed by the financier, one by the owner.
3
Apply online (fastest) or at RTO
Online: parivahan.gov.in → Vehicle Related Services → Select Himachal Pradesh → Hypothecation Termination. Offline: visit your registering RTO.
4
Upload / submit documents
Form 35, original NOC from bank, RC, valid insurance, PUC, Aadhaar/PAN, address proof, and (if applicable) affidavit for lost documents.
5
Pay the fee
Approx ₹100 (HPA termination) + ₹200 (smart-card RC). Card, net-banking, or UPI accepted.
6
RTO verification
RTO cross-verifies NOC with the bank's records (many states now verify digitally via Vahan).
7
Receive updated RC
New plastic RC without HPA endorsement is dispatched to your registered address within 7–15 working days in Himachal Pradesh.

Documents Required in Himachal Pradesh

✓Filled Form 35 (2 copies)
✓Original bank NOC on letterhead
✓Original RC
✓Valid vehicle insurance certificate
✓Valid PUC certificate
✓Owner's Aadhaar + PAN
✓Proof of address in Himachal Pradesh
✓Two passport photographs
✓Form 20 (in some RTOs)
✓Challan clearance certificate

RTO Offices in Himachal Pradesh Handling Hypothecation Termination

Showing 16 of 97 RTO offices in Himachal Pradesh. All offices process Form 35 for HPA removal.

HP-03

Shimla (Urban)

Shimla (Urban), Himachal Pradesh

HP-04

Kangra, Dharamsala

Kangra, Dharamsala, Himachal Pradesh

HP-05

Mandi

Mandi, Himachal Pradesh

HP-06

Rampur Bushahr

Rampur Bushahr, Himachal Pradesh

HP-07

Shimla (Urban)

Shimla (Urban), Himachal Pradesh

HP-08

Chaupal

Chaupal, Himachal Pradesh

HP-09

Theog

Theog, Himachal Pradesh

HP-10

Rohru

Rohru, Himachal Pradesh

HP-11

Arki

Arki, Himachal Pradesh

HP-12

Nalagarh

Nalagarh, Himachal Pradesh

HP-13

Kandaghat

Kandaghat, Himachal Pradesh

HP-14

Solan

Solan, Himachal Pradesh

HP-15

Parwanoo

Parwanoo, Himachal Pradesh

HP-16

Rajgarh

Rajgarh, Himachal Pradesh

HP-17

Paonta Sahib

Paonta Sahib, Himachal Pradesh

HP-18

Nahan

Nahan, Himachal Pradesh

View all 97 RTOs in Himachal Pradesh →

⚠️ Penalties in Himachal Pradesh for Delay

• NOC becomes stale after 90 days — fresh NOC may be required.
• Vehicle sale / transfer cannot be registered while HPA is active.
• Cross-state re-registration blocked — relevant if you're moving out of Himachal Pradesh.
• Insurance claim payouts may default to the financier.

Hypothecation FAQs — Himachal Pradesh

Where do I remove hypothecation from my RC in Himachal Pradesh?

You can apply either at the RTO where your vehicle is registered in Himachal Pradesh, or online on parivahan.gov.in / https://himachal.nic.in/transport. There are 97 RTO offices across Himachal Pradesh that process hypothecation termination.

What is the fee to remove HPA from RC in Himachal Pradesh?

The standard fee in Himachal Pradesh is ₹100 for hypothecation termination (Form 35) + ₹200 for the new smart-card RC. Some RTOs add a small service charge, bringing the total to around ₹300–₹500.

How long does HPA removal take in Himachal Pradesh?

Most Himachal Pradesh RTOs complete hypothecation termination in 7–15 working days from document submission. Online Parivahan applications are usually faster than walk-in visits.

Which forms are required in Himachal Pradesh to remove hypothecation?

You need Form 35 (Notice of Termination of Hypothecation) in duplicate, the bank NOC in original, your RC, valid insurance, PUC, and ID/address proof. If you also want to transfer ownership, add Form 29 and Form 30.

Can I remove hypothecation online in Himachal Pradesh?

Yes. Himachal Pradesh is integrated with Parivahan Sewa. Visit parivahan.gov.in → Online Services → Vehicle Related Services → select Himachal Pradesh → Hypothecation Termination. Upload scanned NOC and documents, pay online, and track the application status.

What is the Himachal Pradesh state transport portal?

Himachal Pradesh uses https://himachal.nic.in/transport as its state transport portal, alongside Parivahan Sewa. Some state-specific services — like slot booking and physical inspection — are available only on the state portal.

Who do I contact for hypothecation help in Himachal Pradesh?

Himachal Pradesh Transport Department helpline: 0177-2812344. You can also email or visit your registering RTO office for escalation.